What is single item insurance?
It’s cover for those specific things you really rely on, like your phone, laptop, camera, bicycle or guitar. It protects against theft, accidental damage, and loss, whether you're at home or on the move.
What types of items can I insure?
You can cover most high-value portable items you carry or use regularly — phones, laptops, tablets, cameras, smartwatches, musical instruments, bicycles, and more. If it’s valuable and portable, chances are we can cover it.
Is there a limit to the number of items I can insure?
Nope, you can insure as many items as you like. But if you’ve got more than five smaller items, it may be more affordable to take out home contents insurance instead.
Can I insure something that I use for both personal and professional purposes?
Yes. We know life isn’t neatly split between personal and professional. Whether you use your gear for freelancing, studying or just weekend projects, it’s covered under single item insurance.
How do I determine the insured value of my item?
Set the value based on what it would cost to replace the item today. For high-value or one-of-a-kind items, it’s worth getting a professional valuation.