Brilliant building insurance for your home

Get a quote right here on our website or hop onto our app, where you’ll answer a straightforward set of questions – it's quick, taking less than 90 seconds! You'll receive a comprehensive building insurance quote on the spot, giving you all the details you need to make an educated choice, all without obligation to commit until you’re completely ready. We've streamlined the process to be fast and effortless, far from the traditional, drawn-out methods.

Absolutely! Get your quote here or on the app, and in no more than 90 seconds, you'll have a personalised quote ready. Happy with the quote? You can secure your insurance on the spot without endless phone calls or navigating through paperwork. The premium we quote is precisely what you’ll pay, making building insurance straightforward, quick, and transparent. Get insured effortlessly, and focus on enjoying your home with peace of mind.

Building insurance keeps your home covered against the unexpected. This means anything from fires and floods to theft and storms. It's not just the main structure; your garage, fences, swimming pools, and even that jungle gym you've got in the backyard are included. Think of it as a safety net for almost every part of your property.

Yes, homeowners insurance and building insurance refer to the same concept in our context. Our building insurance is designed to be comprehensive, covering not only the physical structure of your home, including walls and roofs but also offering the option to protect the contents of your house, such as your TV, furniture, and personal belongings. Essentially, it's a single policy that can be tailored to safeguard both the structure of your home and everything inside it.

You're all set with Naked's homeowners insurance for long-term rental situations. Whether it's a room in your house or a cottage on your property, we've got you covered.

Just a heads-up: our policy doesn't cover short-term rentals like Airbnb or if you're renting out your property for commercial use.

Your building insurance has your back for water damage caused by things like your geyser overflowing or bursting, affecting permanent fixtures. If you want to make sure the geyser itself is covered, just hop onto our app and boost your cover. Easy-peasy!

Yes, it does! If a pipe decides to go rogue and turns your kitchen into a swimming pool, our building insurance has got your back. It covers damage caused by leaks, including the havoc they wreak on your floors and walls. However, it’s always important to check the specifics of what’s covered.

Cracked walls can be a sign of trouble, and yes, building insurance generally covers them if they're the result of an insured event like an earthquake or severe weather. If those cracks are just due to normal wear and tear or poor construction, though, it's a different story and the damage won’t be covered.

At the very least, you'll want building insurance to protect the structure of your home against disasters. To cover all your bases, adding contents insurance for your belongings inside makes sense. Personal liability, which comes part and parcel with building cover, will cover for any accidents that might happen on your property.

Think beyond just what you paid for your home. Consider the current cost to rebuild it from scratch, including materials, labour, and even the expenses for clearing the site before rebuilding. Don’t forget the extras like your garage, any outbuildings, and special features like swimming pools.

Made some changes to your place? Awesome! Just remember to also update your insurance to reflect the increased value of your home. Renovations can bump up your home's value, so you might need extra coverage. Making sure your insurance matches your home's real value is super important for staying fully protected.

Yes, you can! Switching to us is easy, even if your house is financed. Just provide us with your current insurer details and your financing info. We'll handle the rest and make sure the transition is smooth, without you paying double premiums during the switch.