Brilliant, instant building insurance

Underwritten by Hollard

Everything and the kitchen sink

Cover for your house, including fixtures like pools, fences, gate motors or jungle gyms.

One flat excess

Choose an excess to fit your pocket. No hidden excesses when you claim.

Geyser cover

When your geyser, tanks or pipes are being naughty, we'll fix any damage the water causes to your building.

Comprehensive coverage

Theft, fire, flood or whatever else Mother Nature throws at you are covered by our building insurance. Find the full details in our policy wording.

24/7 Emergency assistance

1:00am? Home emergency with a burst pipe flooding the living room? We'll help you to organise the plumber.

Locks & keys

Lost or damaged keys and remotes, or if you suspect a bad guy has made duplicates — we'll help you replace them.

Security after event

We can help with an emergency security guard while you wait for your windows to be fixed.

Simple steps. Instant insurance.

building insurance quote in app


Get your final quote in 90 seconds

Tell us where you live, and get your final price without a call centre.

value of your building for insurance


Customise your quote

Choose your excess and start date. Boost your geyser.

buy building cover on the app


Get covered instantly

Like the low price? Add your card details to activate your cover instantly (or choose a future start date).


Let’s help you cancel your existing policy

We know it's a hassle, so let us help you cancel your current insurance policy.

car and contents covered

What else can be Naked?

Read more about cover for your car, your home contents or single items.


Determine the cost of rebuilding your home (including its fixtures and fittings) and any outbuildings, with new materials.

Do not forget to include things like, paths and driveways constructed of brick, concrete, paving, asphalt or stone (not gravel), swimming pools, walls and/or fences (excluding hedges), gates, and gate motors, tennis courts, aerials and satellite dishes, tanks (excluding hot water tanks), pipes, gutters as well water, sewerage, gas, electricity and telephone connections (public services). But not geysers unless they were added additionally.

Finally, also include the cost of demolition, and site clearance and any other municipal costs or professional fees that would be needed to restore your property to its original state. This would usually amount to around 20-30% of the value of your home.

When your geysers, tanks and/or pipes are being naughty you’re covered for damage caused by the water. If you’d like cover for the geyser itself, add it on the app.

You definitely can, and we can also help you with that process. Just pop through the details of your current insurer and your facility number through to and we will jump right on it.

Via our app, where Jade, our Naked claims bot, will guide you through the simple process. If you have an emergency, also just pop onto the app where you can call for help by clicking on the appropriate emergency button.