Get Naked on your car. Get Naked on your home. Get Naked on your stuff.

Instant, online insurance at game-changing prices.

Get my price

100% digital insurance for all your favourite things

People are loving Naked

Take a peek at our reviews on Hellopeter and Google Play and see why Naked is South Africa’s best-rated insurance app on the App Store.

I also love that I didn’t have to waste time on a phone call, I was done with my quote and cover in a few minutes, all online. Soooo convenient, you’re a winner @NakedCover_SA 🙌🏾

@OhSnapItsThando

Who knew insurance could be so slick? Just got paid out in record time thanks to tech-powered insurance - it’s like magic! ✨

@luciano96820249

Naked insurance is the best you can find in South Africa. They are very transparent and honest. I had my car written off after driving it for less than a month. The car was paid off, I got the balance back and my access fee was recovered and paid back to me. Great work naked.

Solva Shirindza

Naked is the Best

They get back to you right away via email. Everything is done via the app when you sign up, which is so innovative and hassle free. We have been so impressed with Naked as we claimed for household damage after the KZN floods and our home is now better than new. My husband and I have since moved our car cover over to Naked as well.

Taryn B

This company is in a league of its own. Been with them for a couple of years and must say there’s a lot the competitors that can learn from Naked. Highly recommend them and the amazing APP that works efficiently and seem less without any pressure to contact a call centre for most queries. I always find it amazing when a company can have the synergy between customer service and product and this is one of those companies. Keep up the great work and hope you’ll get more people Naked 😎

Sizwe Makhaya

I was slightly sceptical of Naked because of how cheap they are, but I needed my car towed to the mechanic the other day. Gave them a call and they were very friendly and very helpful. My car was at the mechanic in quick time and with no hassles at all. Highly recommended!

Chris Paul

Great service from the Naked Insurance Team. They were very pleasant to deal with. Great time management. They said it would take an estimated time of 60min for the whole process to be completed. The locksmith was very sufficient. We were assisted before the estimated time. Fantastic follow-up service from Naked Insurance. A great partnership between Naked Insurance & National Locksmiths. I recommend Naked Insurance.

FG Bekker

The true meaning of insurance

I have never had any issues with Naked, they follow up, they assist and they are worth every cent in premiums.

Bonolo

Excellent, efficient service

Nothing bad to say. They’ve figured out how to streamline all their services and provide a seamless experience through the app

Mbongeni R

Product Features

A mobile phone screen displaying a car insurance quote for a 2017 Ford EcoSport at R635 per month. The app interface highlights a 'Buy now' button, indicating that the cover starts today, with an excess amount of R5,000, which the user chooses.

Buy in seconds without talking to anyone

Get your final insurance quote right here or in the app. Like what you see? Buy instantly without any phone calls or paperwork.

A screen of an insurance app showing a pending claim for a 2017 Volkswagen Golf. The user is prompted to confirm personal details and provide information about the driver. Claim details list an excess of R3,000 and the date of the incident as 26 January 2022.

Claims approved in record time

Whether it’s a minor bump, theft, or a weather curveball, claim in the app and we’ll help you every step of the way – no hassles.

Get up to R1,000 in cash for referring a friend.

Tap on ‘Refer a friend’ in the app and share your referral link with your friends. If they get and stay Naked for 3 months, we’ll pay you up to R1,000 per friend.

Graphic illustration: Over R2.8 million rewarded through our 'Refer a Friend' program, showcasing the cash benefits for successful referrals.

Naked Difference

Made with

When claims are lower than expected, we give the leftover premiums to the causes our customers choose.

Learn about the Naked Difference

Want to know more about Naked?

What items can I insure with Naked?

At Naked, we've got your back when it comes to insuring your car, home, and the things inside it that matter to you. Plus, for those gadgets you just can't live without – like your smartphone, laptop, and camera—we offer stand-alone insurance. Your treasures are safe with us.

How easy is it to get insured with Naked?

It's as simple as pie. Just hit the “Get my price” button, have a quick chat with Rose, our friendly bot, who's a whizz at whipping up quotes, and voilà! You'll get a final quote with zero pressure to commit. You can take it or leave it, and the best part? No follow-up calls or piles of paperwork. We handle it all through our sleek app.

How do I claim with Naked?
Video explaining how home insurance is different from contents insurance
What if I miss a payment?

Life happens, and we get that. If a payment slips through the cracks, we'll gently nudge your account throughout the month. You can trigger a manual payment via the app yourself too. Just keep in mind, that there's a 28-day window to square things away before your policy hits the cancel button.

Is the quote I get online the real deal?
Video explaining how home insurance is different from contents insurance
How does Naked save me money?

By embracing AI and tech, we slash our running costs, unlike the old-school insurers. Our dynamic duo, Rose and Jade, streamline quoting and claims so efficiently, it translates into lower premiums for you.

What can I do with the Naked app?
Video explaining how home insurance is different from contents insurance
What sets Naked apart from the rest?

We're more like your favourite subscription service but for insurance. Our model? We take a flat fee, and the rest of your premium goes into a communal pot for claims. Surplus funds? They're donated to causes chosen by you, our customers. It's a new way of doing insurance that's good for everyone and it’s called the Naked Difference.

How can I cancel my insurance?
Video explaining how home insurance is different from contents insurance
See all our FAQs

It all happens on the app

Download the app or grab an insurance quote right here on the website.

  • Google Play
  • Apple App Store
  • Huawei App Gallery