The new way to insure your stuff

Instant, honest insurance at game-changing prices.

Underwritten by Hollard

Game-changing prices

AI and no call centres ensure that you get comprehensive cover at the lowest prices.

insure your car

Car Insurance



insure your home contents

Home Insurance




Lightning fast


Buy in seconds

Get prices on the app. Like what you see? Buy instantly without phone calls or paperwork.

Claims approved in record time

Accidents, bad guys or Mother Nature. Claim on the app and we will sort it out, no hassles.

sitting bird

People love Naked

Muhammad I on Hellopeter

13 Jul 2022

Great service, claim was resolved quickly. Best insurance company I've seen

Pierre on Hellopeter

21 Jul 2022

I had my Tv blown by loadshedding and the claim was sorted in minutes no forms no fusss

Gabriel on Hellopeter

04 Aug 2022

Thank you for great, friendly, and speedy service.

Ross C on Hellopeter

29 Jul 2022

Honestly the most friendly and competent staff I’ve ever dealt with.

Bonga on Hellopeter

18 Aug 2022

Insurance made easy. Claim process is easy. Very helpful. I recommend this! They are amazing!!

Ignatius P on Hellopeter

4 Feb 2022

I was really impressed with the speed and professionalism throughout the whole claims process and the service was great to work with

CJ on Hellopeter

4 Feb 2022

These guys are the beat... no joke. Im new with them and with insurance . Had a problem. They sorted it out. And BIG TUMBS UP to Bailee. U rock. Anyone ever wonder if u need to change... this is it. They got ur back

Neel N on Hellopeter

04 Jul 2022

I had a home emergency this weekend, called naked assist and was sorted out in no time. They allocated a plumber who came in and was very professional. I would definitely recommend them. staff even called to check if the contractor had arrived.

Ziana on Hellopeter

05 Jul 2022

This was my first time dealing with an insurance claim and it couldn’t have gone smoother. The communication was great from start to finish. The only insurance company I will ever use

Mathew on Hellopeter

10 Aug 2022

The claims process is as easy and fast as the cover process!

Rethabile on Hellopeter

29 Jul 2022

Affordable excesses and excellent service. Best insurance in south Africa

Made with

The Naked Difference ensures that when claims are lower than expected, we don't benefit - communities do.

Find out more


We use automated AI rather than call centres or brokers to run and manage your policy, which costs us less and translates into lower premiums for you. Don't forget we take a low fixed fee, and Naked OnePrice ensures we'll never charge you more than we should. Overall this means your Naked price could be considerably lower than what you would pay elsewhere. But why take our word for it? It only takes 90 seconds to a get a final price.

Naked is backed by Hollard Insurance, one of the largest short-term insurers in South Africa. They guarantee that all valid claims will be paid. Naked Insurance is also covered by reinsurance with international reinsurers like Munich Re and Scor Re, ensuring that even if disaster strikes - like a hailstorm or a fire - you will be fully covered.

Via our app :-). If you have an emergency, the app will help you to call for help. For normal claims, Jade, our Naked claims bot guides you through the simple process and will ask you some questions. He can approve some claims instantly; for others, someone will call you back to get more detail.

It all happens on the app

Quote, buy and claim all right there.

MTN insurance app of the year | Best online insurance app