Naked Difference
The 2025 Naked Difference: R1.1 million going to causes that care
The Naked Difference is how we make insurance fairer; by donating leftover premiums to causes chosen by our customers instead of keeping it as profit.
The Naked Difference changes everything about insurance.
When you pay your monthly premium, we take a flat fee. The rest? It goes into a pot to cover claims. If we end up with more than we need by the end of the year, we don’t pocket the difference.
We donate it to the causes our customers choose.
What does this mean
for you?
We’re in your corner.
For real.
The money we use to pay your claims isn’t linked to our profits. We’re about fairness, not just our bottom line.
Straightforward insurance
that works as you expect.
Our team is always ready to help put things back the way they were — quickly and without any hassle.
We make an impact.
Together.
Becoming part of something really special is as simple as choosing Naked to insure your stuff.
To date, we've given away over R4.3 million.
This has helped causes plant gardens, educate kids, feed families, and rehome dogs.
Join us in 3 easy steps
Grab a Naked insurance quote in just 90 seconds.
Like what you see? Add your card details, and buy cover on the spot.
Pick your Naked Difference cause on the app – it won’t cost you a thing.
When you get Naked, you’re not just covering your stuff; you’re spreading a little more goodness across South Africa.
Take the first stepAll about our causes
Naked Difference
The Naked Difference: Cotlands is a cause dedicated to enriching a child’s future with play-based education
A child’s first experiences deeply impact the rest of their life. Cotlands has several programmes to enhance the social-emotional development of children in underprivileged communities.
