Understanding car insurance

What does excess mean in car insurance? It's the amount you pay towards a claim. Learn how excess works and how to choose the right one for you.

The ultimate guide to car insurance: from why you need it, the types of car insurance on the market, what impacts your premium to how to claim or even complain about your insurer.

Looking for a car tracker? Learn what insurers require for theft cover and which tracking companies operate in South Africa.

A car’s instalment is only part of the story. See the true cost of owning a car in 2026, including fuel, insurance, maintenance, and depreciation.

Find out what it means when a car is written off in South Africa, how insurers decide it, what payout to expect, and what Code 2, 3, and 4 cars mean.

Find out how much car insurance costs in South Africa in 2026, from R70 to R2 500 a month (depending on the car). Get your exact price in 90 seconds with Naked’s calculator.

Get your car insured in minutes, tweak your cover, and save money with the Naked app. It's insurance made easy and all from your phone!

Thinking of making the leap to an EV? Nice! Understand how insurance for an EV differs from traditional car insurance.

Discover if your South African car insurance covers cross-border travel. Essential tips on policy checks, local laws, and required documents.

Compare comprehensive and third-party cover, understand excess, and pick cover that fits your car and budget.

Wondering if you need shortfall cover? Learn how credit shortfall insurance protects you from paying off a car you no longer have, and when it’s worth it.

We cover what comprehensive car insurance is, how it can protect you and how to go about buying it.

Is car insurance worth it? Why don’t my premiums go down in line with my car value? How are premiums calculated?

Simple steps to follow after your teen has been involved in a car accident.

Can you let anyone tow your car? Here’s what you need to know.

All your third party accident and claim questions answered.

The best way to know what your car insurance covers is by understanding what it doesn’t cover.

A look at what influences your car insurance premiums as well as what factors you can influence to keep your premium as low as possible.

How to check if your car is damaged after hitting a pothole and claim from your insurance if it is.

Why you might need business car insurance.

Steps to follow for the best chance of getting your car back and how to claim from your insurer.

Most of the time, the easiest thing to do is to contact your own insurance company, even if the accident wasn’t your fault. But there are other options.

Comprehensive car insurance should keep you covered - but what if it isn’t as comprehensive as it claims to be? These are some of the top areas where you’ll want to be sure you’re getting a good deal.