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The Naked Difference changes everything about insurance.

When you pay your monthly premium, we take a flat fee. The rest? It goes into a pot to cover claims. If we end up with more than we need by the end of the year, we don’t pocket the difference.

We donate it to the causes our customers choose.

What does this mean

for you?

We’re in your corner.

For real.

The money we use to pay your claims isn’t linked to our profits. We’re about fairness, not just our bottom line.

Straightforward insurance

that works as you expect.

Our team is always ready to help put things back the way they were — quickly and without any hassle.

We make an impact.

Together.

Becoming part of something really special is as simple as choosing Naked to insure your stuff.

To date, we've given away over R4.3 million.

This has helped causes plant gardens, educate kids, feed families, and rehome dogs.

Join us in 3 easy steps

  • Chat with Rose, our virtual assistant, to get a personalized insurance quote.

    Grab a Naked insurance quote in just 90 seconds.

    Chat with Rose, our virtual assistant, to get a personalized insurance quote.
  • Enter your payment details to complete the purchase of your insurance.

    Like what you see? Add your card details, and buy cover on the spot.

    Enter your payment details to complete the purchase of your insurance.
  • Select a Naked Difference cause on the app

    Pick your Naked Difference cause on the app – it won’t cost you a thing.

    Select a Naked Difference cause on the app
  • When you get Naked, you’re not just covering your stuff; you’re spreading a little more goodness across South Africa.

    Take the first step

    All about our causes

    GreenpopCHOC Childhood Cancer FoundationOscar's ArcFor AfrikaJacaranda FM - Good Morning AngelsCotlandsDoor of HopeChristel HouseKolisi FoundationLife Choices AcademyU TurnJozi TrailsTears