We, Naked Financial Technology (Pty) Limited ("NFT" "We", "Us" and "Our") and our partners value and respect the importance of protecting personal information.
By using and/or accessing the Website and/or App and/or Services You expressly consent to Us collecting and processing the personal information which You provide to Us. Any personal information that You give to Us will be treated as confidential and sensitive information.
For the purpose of this Policy, personal information is all information specific to You that is provided to Us by You, or otherwise received through, our Website, App, email, helpdesk or any other channel.
This information may include Your:
name and surname;
vehicle details, including details of its use and regular location;
insurance history (details of previous cover and claims); and
password and username.
We may also collect and process data relating to Your visits to Our Website and/or App including, but not limited to, traffic data, location data, weblogs and other communication data.
We will only disclose personal information to others where it is necessary to conduct Our business or is required by law, or as otherwise agreed with You. The instances when We would disclose the personal information obtained from You include:
transmitting Your personal information to Our partners as required to process a quotation for and/or administer the Services;
obtaining Your credit rating and scores from credit bureaus;
obtaining or verifying Your information with the National Traffic Information System (eNatis);
as required by regulatory authorities or to comply with any regulation or legal process;
where NFT, acting in good faith, is of the view that disclosure is necessary to protect or defend Our rights or property, or those of its partners, clients, agents, employees or third party service providers; or
where NFT undergoes a change in ownership, for the sole purpose of the new owner being able to continue operating the business
NFT will ensure that it has in place and continues to maintain appropriate and reasonable precautions and measures in accordance with the requirements of applicable laws to protect Your personal information from being unlawfully accessed or processed by any third party. We will take all steps reasonably necessary to ensure that Your data is treated securely and in accordance with this Policy.
You acknowledge and agree that the billing platform is hosted by a PCI DSS compliant third party, and You hereby consent to Your personal information being transferred and disclosed to NFT"s billing platform provider, solely for purposes of processing transactions made through this Website and/or App.
All personal information which You provide to NFT will be stored on servers in South Africa or in other locations where it is adequately protected. Should NFT transfer Your personal information from one country to another country, We shall take reasonable and appropriate measures to protect such personal information.
NFT will not sell your personal information to any party, or provide it to any party for their marketing/advertisements.
Your personal information may be used by NFT to provide you with offers for our service which may be relevant to you. At any point you may choose to completely opt out of your information being used for this purpose.
When You visit the Website and/or App or send emails to Us, You consent to receiving communications from us electronically in accordance with this Policy.
If you request, we will delete or anonymise your personal data so that it no longer identifies you, unless we are legally allowed or required to maintain certain personal data, including situations such as the following:
If you have an active insurance contract, we have to maintain your details in order to administer said policy;
If there is an unresolved issue relating to your account, such as an outstanding or an unresolved claim or dispute we will retain the necessary personal data until the issue is resolved;
Where we are required to retain the personal data for our legal, tax, audit, and accounting obligations, we will retain the necessary personal data for the period required by applicable law; and/or,
Where necessary for our legitimate business interests such as fraud prevention or to maintain the security of our users.
We reserve the right to amend this Policy from time to time and You agree to review the terms of this Police whenever You visit the Website and/or use the App to check for any such amendments.
Questions, comments and requests regarding this Policy should be addressed to email@example.com.
Date of last update: 05/04/2018