Back to blogUpdated · 1 min read

Warranty

A warranty is a limited-time guarantee or promise from the manufacturer of the product you’re purchasing that they will repair or replace the item if there is a manufacturer fault.

If my car is under warranty will it affect my insurance claim?

If your car is still under warranty, which would likely be in the first three years post-sale, this would affect your claims process. When you have a claim during this period, your warranty will usually require that your insurer get an Original Equipment Manufacturer (OEM) to do the repairs to ensure that your warranty remains in place.

If my car breaks while in warranty will my insurer cover it?

Anything that would be covered under the manufacturer’s warranty, service or motor plan won’t be covered by your insurance company. This will still apply even if your warranty or service plan has expired.

Can I activate my car hire benefit if my car breaks down?

You can usually only activate your car hire benefit from your insurer if you are unable to drive your car because something, that is covered under your policy, happens to it. For example, if it is at the panel beater for repairs after an accident or if it has been stolen or written off.

You might also like

Definitions

Average

Average is when your claim’s payout is reduced by the proportion (%) of how much you under-insured your stuff by.

1 min read
Definitions

Underinsurance

Underinsurance, in the context of home and contents insurance, is when the amount you’ve chosen to insure all your belongings for is less than their actual replacement value.

1 min read
Definitions

Cancellation

Cancellation is when either you or your insurer decides to terminate your current insurance policy from a specified date. You will then have no cover from that date onwards.

1 min read