Back to blogUpdated · 1 min read

Ombudsman

An ombudsman is an independent person or body with the authority and responsibility to investigate complaints made against companies or organisations.

What should I do if I am unhappy with my insurer?

If you are unhappy with how your insurer dealt with your policy or claim, the first step is to lodge a formal complaint with your insurer using their dedicated complaints line or email address. When reaching out, it's important to make sure you communicate in writing, clearly and concisely. If your insurer is unable to resolve your grievance or you are unhappy with their proposed solution, your next step would be to raise a complaint directly with the insurance ombudsman.

How long do I have to raise a complaint with the ombudsman after a claims decision?

You have a window of 270 days after the claims decision was made by your insurer to raise your complaint.

You might also like

Definitions

Cancellation

Cancellation is when either you or your insurer decides to terminate your current insurance policy from a specified date. You will then have no cover from that date onwards.

1 min read
Definitions

Credit shortfall cover

Shortfall cover, also known as gap cover or top-up cover, bridges the gap between the money you still owe on your car, and the amount your insurer pays out if your car is written off or stolen.

1 min read
Definitions

Emergency assistance

When you find yourself in a bit of a pickle whether it be a flat tyre on the side of the road, a burst geyser, or a jammed key in the front door, your insurer will offer emergency assistance where someone will come out and help you.

1 min read