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Naked

Naked is the new way to cover your stuff – insurance you control, instantly, without speaking to a call centre.

Why are Naked's prices game-changing?

The technology and automation that lets you switch insurance in minutes is also the source of the savings that result in lower premiums.

What makes Naked different?

The Naked Difference is what makes us really different. Unlike traditional insurers, Naked charges a transparent, fixed percentage of premiums. Our flat fee means that our income doesn’t depend on how much we pay out in claims, so we have no reason to make claiming difficult. When claims are low, premiums left over at the end of the year go to causes our customers care about, supporting positive change in South African communities, rather than growing insurance company profits.

What types of insurance can I buy through Naked?

Naked currently offers comprehensive cover for your car, homes, and contents. You also can buy cover for single items like cell phones, laptops, your PlayStation or anything else you really value, on a standalone basis.

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Definitions

Wear and tear

Wear and tear is damage to an item that is caused over time through use. For example, every time you drive your car the tread on your tyres slowly wears down. Wear and tear is usually not covered by insurance policies or warranties.

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Definitions

Quote

An insurance quote is an estimate on how much your premium would cost each month for either car, home contents, household or single item insurance.

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Definitions

Exclusion

Insurance exclusions outline the things that are not covered by your insurer. So if anything you have insured is lost or damaged by a cause that is excluded by your policy wording, you will not be able to make a claim to your insurer.

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