Easy car insurance
in 90 seconds

With Naked you can tailor your car insurance with extra cover options to suit your needs. Credit shortfall cover is a biggie — it steps in if your car's written off and the payout doesn't cover your loan balance. Fancy extras like tow bars and high-end sound systems can also be covered, ensuring your personalised touches are protected. And for those times your car's in the shop, car hire cover keeps you on the move without missing a beat. These add-ons make sure your insurance fits your life just right. You can add this extra cover right on the app.

Comprehensive car insurance provides you with broad coverage. It provides financial protection for damage to your car, covers damage you may cause to others' cars or property, and includes protection against theft, vandalism, and damage from natural disasters.

On the other hand, third-party liability insurance is more limited and only covers you for damage you may cause to other people's cars or property and does not cover damage to your car.

Yes! Buying car insurance online is not only possible but also super convenient. And with us, it's as easy as pie. Head over to our website or app, and in just 90 seconds, you can get a final quote tailored just for you. Like what you see? You can buy on the spot — no fuss with phone calls or drowning in paperwork. The premium we quote is exactly what you'll pay. It's car insurance made simple, fast, and clear, so you can get covered and get on with your day.

The online quote we give you is as final as it gets — no need to chat with anyone unless you want to. We've made sure that getting your car insurance sorted is as easy and straightforward as possible. Just enter your details on our website or app, and you'll get a quote that's ready to go. It's all about making insurance simple and hassle-free.

Absolutely! All the major banks accept Naked's cover. When you're financing your car, comprehensive insurance isn't just a good idea — it's a must, and that's exactly what we offer. Plus, adding your bank or lender to your policy is a piece of cake with our app. Just a few taps and you can send them proof of your cover, ensuring everything's squared away.

Yes, you can insure a car even if you don't typically drive it. However, it's important to let us know who the regular driver is when you set up your policy. You can do this when you’re answering our questions during quoting or if you’ve already bought cover, you can change the regular driver on the app.

Your car is insured for its retail value. This means we cover your car for the price it would sell for at a dealership at the time of the claim, taking into account factors like make, model, age, and condition. Insuring your car at its retail value ensures that you're adequately covered, so you can replace it with a similar vehicle without any financial strain if the need arises.

Getting into an accident can be very traumatic. Make sure everyone is safe and call emergency services if needed. Exchange details with the other driver — names, addresses, and insurance information. Take photos of the scene and any damage if you can. Then, submit a claim on the Naked app as soon as possible to start the claims process.