No-nonsense car insurance in just a few taps

Underwritten by Hollard

One flat excess

Choose an excess to fit your pocket. No hidden excesses when you claim.

No admin/joining fee

Rose works 24/7 and won’t charge you a fee when you join.

Complete coverage

Full comprehensive cover. For accidents, thefts, hail storms and more.

Comprehensive coverage

Accidents, theft & hijacking, weather damage, fire, damage to others and more are covered by our comprehensive car insurance. Find the full details in our policy wording.

Retail value

You are insured for up to the typical selling price of a car like yours, from the start — no waiting periods.

24/7 Roadside assistance

Stuck on the side of the road and need a tow truck? We’re on it. Includes flat battery and fuel assistance.

Other drivers

Drivers other than the regular driver are covered. Of course they need your permission and a valid driver’s licence.

Simple steps. Instant insurance.

car insurance quote in app


Get your final quote in 90 seconds

Paying the right premium? Chat to Rose and find out instantly.

car insurance excess


Customise your quote

Choose your excess and start date. Add car hire if you want and cover for any extra items.

buy car insurance on the app


Get covered instantly

Add your card to activate your car insurance cover instantly or choose a future start date.


Let’s help you cancel your existing policy

We know it's a hassle, so let us help you cancel your current insurance policy.

car insurance when parked

Save up to 50% of your premiums with CoverPause®

Not driving your car for a while? Pause your accident cover and stay protected against theft, hail and other stationary risks.

You'll love us


11 Aug 2022

Using the app to claim was easy and very quick. Approved in minutes for the windscreen chip.


21 Jul 2022

I requested the cross border documents and they were sent in a blink of an eye. Proper service I'm happy with the service.


11 Jul 2022

Great insurance company, they handled my claim very well. My car was written off and money in my account within a month.

Abraham K

3 Feb 2022

An introvert's dream to insure with. Easy, quick and saves me a bundle every month in premiums. Other insurers take ages on the phone and never give you their best price first time it is like buying a second hand car.

Kate P

02 Aug 2022

Naked is the BEST . It is so convenient, they have great customer service, and are super affordable! When I had a smash and grab they had the repair company come the next day, no questions asked. I am a true fan.


18 Aug 2022

Naked didn't stress me when I submitted my claim. I submitted the claim on the app and it was granted the same day. The company came to the office to fix my windscreen. I love it!

Louisa J

23 Apr 2022

Promt replies and no fuss. I have had cars insured and many other insurance companies, but the customer service at Naked is by far the most approachable and the prompt reply on queries with straight forward answers are refreshing. Ten stars and two thumbs up for them.

Third party insurance from R50pm

If you don't need comprehensive car insurance, you can select Damage to Others cover - also known as Third Party Liability insurance. You'll be covered for up to R5m for damage to other people's property. Like when you reverse into that Porsche at the shops.

car insurance when parked | pay less when you drive less on your car insurance


When you are not driving, the simple flick of a switch in the app pauses your accident cover and reduces your premium - saving you money. You still remain protected against theft, hail and other stationary risks.

We use automation and AI rather than call centres or brokers to run and manage your policy, which costs us less and translates into lower premiums for you. Don't forget we take a low fixed fee, and OnePrice ensures we'll never charge you more than we should. Overall this means your price could be considerably lower than what you would pay elsewhere. But why take our word for it? It only takes 90 seconds to a get a final price.

We are backed by Hollard Insurance, one of the largest short-term insurers in South Africa. They guarantee that all valid claims will be paid. We are also covered by reinsurance with international reinsurers like Munich Re and Scor Re, ensuring that even if disaster strikes - like a hailstorm or a fire - you will be fully covered.

Via the app, where Jade, our claims bot, will guide you through the simple process. If you have an emergency, also just pop onto the app where you can call for help by clicking on the appropriate emergency button.

insurance claim instantly approved

Claiming simplified

Submit your insurance claim hassle-free with AI Jade on the app (Android & Apple). Your claim may be approved in seconds.

Our fixed fee model means we can’t benefit by not paying claims. And leftover premiums go to causes you care about. Learn more here .