I submitted a windscreen claim with @NakedCover_SA at 21:35 tonight and exactly at 22:10 I received an email confirming that my claim has been approved. 🙌🏿🙌🏿 Top service.
Our car insurance gets rave reviews
Don’t just take our word for it; check out why people think Naked is the best car insurance in South Africa.
Seamless and
hassle-free claimsOur tech handles claims in record time and our friendly team will be with you every step of the way.
Save up to 50%
with CoverPause
Use CoverPause® to save up to 50% by pausing your accident cover on the app. You’ll still be covered for theft, damage caused by nature and other stationary risks.
Check out these actual CoverPause savings
“Planning ahead is important. We try to do our work errands and grocery shopping on the same days, and if we can, use the same car, so the other stays paused.”
“I only drive to the office 3 days a week and my wife works from home on Mondays and Fridays, so we both use Coverpause for about 3 or 4 days a week.”
“I’ve been working from home since Covid, so I keep my car paused most of the time. On weekends, we’ll mostly use my girlfriend’s car or catch a ride with friends.”
“I only switch on my Land Rover’s accident cover when we go to the bush. By simply pressing one button on the app I save a lot of money”
What does Naked car insurance cover, exactly?
Accidents and write-offs
Accident cover for everything from a ding to a total wreck.
Car theft and hijacking
Quick claims and support to get you back on track ASAP.
Damage caused by nature
From hail to floods, whatever the weather, we’ve got it covered.
Third-party liability
If a third party sues you for damages, we’ll take care of it.
24/7 Roadside assistance
Flat tyres or empty tanks, our team is always ready to help.
Third-party only cover
from R70pm
Get up to R10-million third party liability insurance from just R70pm. For when you accidentally bump into another car at the shops.
Get your car insurance quote and buy in under 3 minutes.
Get your final car insurance quote online
Answer a few easy questions online and we’ll give you a final quote on the spot. No hassle.
Customise your quote
Choose your excess and start date. Add car rental, credit shortfall cover, and even insure extra items like that fancy sound system – all in our app.
Buy car insurance instantly
If you’re happy with the price, enter your card details and get your car insured on the spot. If you’ve chosen a future start date, you’ll only start paying then.
Get your final car insurance quote online
Answer a few easy questions online and we’ll give you a final quote on the spot. No hassle.
Customise your quote
Choose your excess and start date. Add car rental, credit shortfall cover, and even insure extra items like that fancy sound system – all in our app.
Buy car insurance instantly
If you’re happy with the price, enter your card details and get your car insured on the spot. If you’ve chosen a future start date, you’ll only start paying then.
Car insurance questions
people ask most
If you still want to know more, dive into our car insurance guide.
What does comprehensive car insurance cover?
Comprehensive car insurance covers the bigger stuff you'd rather not pay for yourself, like accidents, theft, hijacking and weather damage. It also covers damage you accidentally cause to someone else's car or property. If you want cover for your own car too, this is usually the one.
How much does car insurance cost in South Africa?
There's no one-size-fits-all price. Your premium depends on things like the car you drive, where you live, your driving history, who drives the car most often, and the excess you choose. That's why every quote is personalised.
Read more about what affects car insurance costs in South Africa
What is excess in car insurance?
Excess is the amount you pay if you claim. Choosing a higher excess can lower your monthly premium, but it should still be an amount you'd be okay paying if something goes wrong.
Is the online car insurance quote final?
Yes. The quote you see online is your final quote. If you're happy with the price, you can buy your cover straight away. No waiting around to find out the real number later.
Is car insurance compulsory in South Africa?
No. Car insurance is not legally compulsory in South Africa. But if your car is financed, your bank will usually require comprehensive cover. Even when it's not required, it can save you from a very expensive setback.
What's the difference between comprehensive and third-party car insurance?
Comprehensive car insurance covers your own car as well as damage you cause to others. Third-party car insurance only covers damage you cause to someone else's car or property, not your own car. That's why third-party is usually cheaper, but also a lot more limited.