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No-nonsense cover in just a few taps.

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One flat excess

Choose an excess to fit your pocket. No hidden excesses when you claim.

No admin/joining fee

Rose works 24/7 and won’t charge you a fee when you join.

Fully customisable

Personalise your cover on the go, instantly.

Complete coverage

Full comprehensive car insurance for accidents, theft & hijacking, weather damage, fire, damage to others and more. Full details in our policy wording here

Retail value

Cover up to the typical selling price of a car like yours. You have full cover from the start — no waiting periods.

24/7 Roadside assistance

Stuck on the side of the road and need a tow truck? We’re on it. Includes flat battery and fuel assistance.

Other drivers

Drivers other than the regular driver are covered. Of course they need your permission and a valid driver’s licence.

Simple steps. Instant cover.

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Get your final quote in 90 seconds

Paying the right premium? Chat to Rose and find out instantly.

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Customise your quote

Choose your excess and start date. Add car hire if you want and cover for any extra items.

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Get covered instantly

Add your card to activate your car insurance cover instantly or choose a future start date.


Let’s help you cancel your existing cover

We know it's a hassle, so let us help you cancel your current insurance policy.

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Save up to 50% of your premiums with CoverPause™

Not driving your car for a while? Pause your accident cover and stay protected against theft, hail and other stationary risks.

Third party insurance from R50pm

If you don't need full comprehensive cover, you can select Damage to Others cover - also known as Third Party Liability cover. You'll be covered for up to R5m for damage to other people's property. Like when you reverse into that Porsche at the shops.

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insurance claim instantly approved

Claiming simplified

Submit your insurance claim hassle-free with AI Jade on the Naked app (Android & Apple). Your claim may be approved in seconds.

Our fixed fee model means we can’t benefit by not paying claims. And leftover premiums go to causes you care about. Learn more about the Naked Difference here.