Get my price
Car insuranceGuide
How to change ownership of a car
Updated · 5 min read

How to change ownership of a car

by Courtney Wicksteed

Changing car ownership in South Africa, explained simply: the NCO and RLV forms, who submits what, the 21-day rule, costs, and the documents you need.

With car prices climbing, more South Africans are buying and selling privately to get a better deal. That's smart, but it means the admin a dealership would normally handle now falls to you. The big one is changing the car's ownership, and it matters: notify the authorities late and, as the seller, you can stay on the hook for the new owner's fines, e-tolls and even accidents long after the car has left your driveway.

The good news is it's more straightforward than it looks. Here's the full process.

How to change car ownership in South Africa, step by step

For a private sale between a buyer and a seller, the process comes down to three steps:

  1. The buyer and seller sign the Notification of Change of Ownership (NCO) form, in duplicate. Each keeps a copy for their own records.
  2. Once the payment reflects in the seller's account, the seller hands over the vehicle registration certificate, along with the car and spare keys.
  3. The forms get submitted to the licensing authority within 21 days. Legally, submitting the NCO is the seller's job, but in practice the buyer often submits it together with their own registration (the RLV form) in one trip. Either way, the seller should keep their NCO copy and, if they haven't had confirmation within 21 days, go and submit it themselves.

Who does what: seller vs buyer

Both sides have their own job, and getting them straight is what keeps the transfer clean:

  • The seller completes and submits the NCO form to notify the authorities the car is no longer theirs, hands over the registration certificate and a valid roadworthy certificate, and provides a certified copy of their ID and proof of address.
  • The buyer completes and submits the RLV form to register the car in their name, pays the transfer and licensing fees, and provides their own certified ID and proof of address, all within 21 days.

Technically these are two separate submissions. In practice, when both parties are registering in the same area, it usually makes sense for the buyer to take everything to the local licensing department in a single visit.

The forms you need to change ownership (and where to get them)

Two official forms do the work here, plus the car's existing registration certificate:

Notification of Change of Ownership (NCO) form

The NCO is the form the seller uses to tell the licensing authority that the car has been sold. Lodging it removes the car from the seller's name, so any fines, e-tolls or licence fees after the sale become the new owner's responsibility. It's signed by both parties, and it's the seller's single most important step.

Application for Registration and Licensing of Motor Vehicle (RLV) form

The RLV is the form the buyer uses to register the car in their name. Without it, the buyer isn't the legal owner on the system, no matter who's holding the keys.

Vehicle registration certificate

This is the car's existing registration document, in the seller's name. The seller hands it to the buyer as part of the sale, and the licensing department issues a new one in the buyer's name once the transfer goes through.

You can download the NCO and RLV forms from the NaTIS website, or collect them from your nearest registering authority.

What documents do you need to change car ownership?

Before you head to the licensing department, gather:

  • The vehicle registration certificate from the seller (plus the loan details from the finance house if the car is still financed).
  • A completed NCO form, signed by both the seller and buyer.
  • A certified copy of the buyer's South African ID, or passport and valid visa for a foreign national.
  • A valid roadworthy certificate. For a used car, the licensing office will usually want one issued within the last 60 days.
  • Proof of address for the new owner, like a municipal or utility bill.
  • The current number plates, and a card or cash for the transfer and licensing fees.

How much does it cost to change ownership of a car?

Notifying the change of ownership (the NCO) is free. The cost comes in when the buyer registers and licenses the car in their name, and the fees vary by province, the weight of the vehicle and any outstanding licence arrears. For an exact figure, check with your local licensing department before you go.

Can you change ownership of a car at the post office?

In many cases, yes. A number of post offices handle vehicle registration and licensing alongside the licensing departments, so it's worth checking whether your nearest branch offers it before you join a longer queue elsewhere.

The 21-day rule

Any change of ownership has to be reported to the registering authority within 21 days. Miss it and you're looking at penalties and arrears, and as the seller, the car stays legally yours until it's done, which means you could be liable for the new owner's fines or worse. It's the one deadline not to let slip.

Don't forget your car insurance

If you've sold the car, cancel your cover on it so you're not paying for insurance you no longer need. If you've bought it, update or take out a car insurance policy in your name before you drive off.

One thing worth checking if you're buying used: make sure the car isn't a rebuilt write-off. Our guide on vehicle codes and written-off cars shows you how to spot a Code 3 before you commit.

When will you be able to change ownership online?

The RTMC, in partnership with WeBuyCars, is building a system that will let buyers and sellers change ownership online. Once it's live, it should make private sales a good deal quicker and easier. For now, though, it's still an in-person trip to the licensing department.

Frequently asked questions

Who is responsible for the change of ownership, the buyer or the seller?

Both. The seller submits the NCO form to take the car out of their name, and the buyer submits the RLV form to register it in theirs. In practice, the buyer often lodges both in one visit.

What happens if the seller doesn't submit the NCO?

The car stays registered in the seller's name, which means they can be held liable for the new owner's licence fees, e-tolls and traffic fines. Lodging the NCO is what protects the seller.

How long does a change of ownership take?

Once you've submitted everything and paid the fees, the application is usually processed on the same day, and a new registration certificate is issued in the buyer's name.

Do you need a roadworthy certificate to change ownership?

Yes. For a used car, the licensing office will typically require a valid roadworthy certificate, usually one issued within the last 60 days, before processing the transfer.

Where do I download the change of ownership form?

You can download the NCO and RLV forms from the NaTIS website, or pick them up from your nearest registering authority.

Get car insurance with Naked

Once the admin's sorted, sorting your cover takes 90 seconds. Quick, transparent, and you'll see exactly what you'd pay before you decide.


Courtney Wicksteed
Courtney WicksteedContent and Communications Lead

Courtney Wicksteed is Content and Communications Lead at Naked Insurance. Since 2019, she has led the brand's content, SEO, and communications function, with a focus on making insurance clearer and more useful for everyday South Africans.


SHARE

You might also like