Smart insurance for smart phones

Get your price in 15 seconds. Get cover in under a minute.


Enter your phone's value

Please enter a value of at least R1 000

Drop damage icon

Drop damage

When an accidental oopsie results in a cracked screen (or the whole thing is toast), you’re covered.

Water damage icon

Water damage

Cover for when your phone goes for an unplanned swim and it’s the end of it.

Theft icon


When the bad guys steal or damage your phone, we’ve got your back.

Underwritten by Hollard

Completely covered, everywhere

Complete coverage for business and pleasure

Cover at home and everywhere you might take your cell phone.

One flat excess

Choose an excess to fit your pocket. No hidden excesses when you claim.

SA and worldwide

Remain covered for up to six months while you are travelling anywhere in the world.

Find the full details in our policy wording.

Simple steps. Instant insurance.

Insure your phone in a couple of taps.

Phone quote summary


Get a price in 15 seconds

Get your final price without a call centre.

Choose your excess


Customise your quote

Choose your insured value, set your excess and start date.

Pay in app


Get covered instantly

Like the low price? Add your card details to activate your cover instantly (or choose a future start date).

car and contents covered

What else can be Naked?

Read more about car insurance, home contents insurance, or insurance for your house.


You are covered against theft, loss or accidental damage of your phone (up to the value that you specified) - as long as the loss was not a result of negligence on your part or normal wear and tear.

It is important that you insure your phone for what it would cost you to replace it with a new one today.

Although we will need it if you submit a claim, it is not a specific requirement when you take out a policy with us. To make the claims process easier, why not pop it through to after you're covered.

Via our app, where Jade, our Naked claims bot, will guide you through the simple process.

View all our FAQs
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