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Naked

Naked is the new way to cover your stuff – insurance you control, instantly, without speaking to a call centre.

Why are Naked's prices game-changing?

The technology and automation that lets you switch insurance in minutes is also the source of the savings that result in lower premiums.

What makes Naked different?

The Naked Difference is what makes us really different. Unlike traditional insurers, Naked charges a transparent, fixed percentage of premiums. Our flat fee means that our income doesn’t depend on how much we pay out in claims, so we have no reason to make claiming difficult. When claims are low, premiums left over at the end of the year go to causes our customers care about, supporting positive change in South African communities, rather than growing insurance company profits.

What types of insurance can I buy through Naked?

Naked currently offers comprehensive cover for your car, homes, and contents. You also can buy cover for single items like cell phones, laptops, your PlayStation or anything else you really value, on a standalone basis.

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Policyholder

A policyholder is the person who bought the insurance policy. They are the owner of the insurance contract and are responsible for paying the premiums on the cover and are the only ones who can make changes to the policy or cancel it.

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Emergency assistance

When you find yourself in a bit of a pickle whether it be a flat tyre on the side of the road, a burst geyser, or a jammed key in the front door, your insurer will offer emergency assistance where someone will come out and help you.

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Sum insured

A sum insured is the maximum amount that your insurer will pay if you make a claim for a covered event.

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