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Naked

Naked is the new way to cover your stuff – insurance you control, instantly, without speaking to a call centre.

Why are Naked's prices game-changing?

The technology and automation that lets you switch insurance in minutes is also the source of the savings that result in lower premiums.

What makes Naked different?

The Naked Difference is what makes us really different. Unlike traditional insurers, Naked charges a transparent, fixed percentage of premiums. Our flat fee means that our income doesn’t depend on how much we pay out in claims, so we have no reason to make claiming difficult. When claims are low, premiums left over at the end of the year go to causes our customers care about, supporting positive change in South African communities, rather than growing insurance company profits.

What types of insurance can I buy through Naked?

Naked currently offers comprehensive cover for your car, homes, and contents. You also can buy cover for single items like cell phones, laptops, your PlayStation or anything else you really value, on a standalone basis.

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Definitions

CoverPause®

Naked’s CoverPause allows you to downgrade your comprehensive cover to stationary cover on the days that you’re not driving. You can save up to 50% on your premium while still being covered for theft, fire, Mother Nature, or anything else that can happen to your car while it is parked.

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Definitions

Underinsurance

Underinsurance, in the context of home and contents insurance, is when the amount you’ve chosen to insure all your belongings for is less than their actual replacement value.

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Definitions

Repudiation (rejected claim)

Your insurer will repudiate or reject your claim if the event or circumstances leading to your loss are excluded by your policy. You should check your policy wording for the details.

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